When a friend asks for a favor, you may do it with no questions asked. Right? It may be time to rethink that policy.
In this new con, a scammer poses as a friend asking for a simple favor. The email is so convincing that BBB staff almost fell for it!
How this scam works
You get an email that appears to be from a friend or family member. The message looks harmless and casual ÃÛÁÄÖ±²¥” like something a friend might really write. For example, one version reads: ÃÛÁÄÖ±²¥œHi, how are things going with you? Are you busy? I need a quick favor.ÃÛÁÄÖ±²¥ The message even ends with ÃÛÁÄÖ±²¥œSent from my iPhone.ÃÛÁÄÖ±²¥
Concerned about your friend, you reply and ask for more details. The ÃÛÁÄÖ±²¥œfriendÃÛÁÄÖ±²¥ quickly responds that they are trying to buy a gift card for their nieceÃÛÁÄÖ±²¥™s birthday. However, they are traveling and having trouble purchasing the card online. ÃÛÁÄÖ±²¥œCould you get it from any local grocery store around you?ÃÛÁÄÖ±²¥ reads the email. ÃÛÁÄÖ±²¥œIÃÛÁÄÖ±²¥™ll pay you back as soon as I am back.ÃÛÁÄÖ±²¥
The request sounds reasonable. But if you do buy the gift card, your ÃÛÁÄÖ±²¥œfriendÃÛÁÄÖ±²¥ will ask you to share the cardÃÛÁÄÖ±²¥™s PIN and/or send a photo of the back of the card. By doing this, you are essentially handing money to the scammer. It is nearly impossible to get the money back because gift cards do not have the same protections as credit or debit cards.
Protect yourself from this con
Reach out to your friend directly. If you get an unusual request, call or text your friend to confirm their story. No matter how harmless the story sounds, always double-check before sending someone money.
Use gift cards wisely. Never do business with anyone who insists on payment with gift cards. Remember, providing the numbers from the back of a gift card is just like sending cash.
For more information
Learn more about how scammers use gift cards in a recent BBB study at .
If you have spotted a scam (whether you have lost money or not), report it to . Your report can help others avoid falling victim to scams.
Stay up on the latest scams by subscribing to BBB Scam Alerts emails at .
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